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08 September 2010
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How to Become a Member

"Your 6Towns Credit Union account will help you and your community"

Joining the 6Towns Credit Union could be one of the best decisions you could take for you and your family and form a major part of your financial planning.

The 6Towns Credit Union enables people in the community to come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members as a dividend on their savings.

Membership Application

Click» ClickDownload Apply For Membership (42.2kb)

The membership application form is a PDF document and Adobe Acrobat Reader is required to the view it. Adobe Acrobat Reader can be downloaded for free by clicking on the Get Acrobat Reader icon.

Benefits of Membership

Membership has many benefits...

Savings and Budgeting Accounts
Members are able to save to help smooth out those unexpected bills and plan for Birthdays, Holidays and Christmas. Now including our ISA for those who pay tax.

Flexible & Convenient Loans
Members can take out loans and repay at tailor-made schedules.

Attractive Dividend on Savings
As a not-for-profit cooperative organisation we pay a dividend and not interest. Profits that are made by offering loans to our members are returned back against members savings. NOTE: for the 2nd year our dividend was 3.29% gross.

Quality Service, No Fees

You can be assured of a professional service from 6Towns Credit Union at all times. You do not pay a transaction fee for saving with us or borrowing money.

How to Make a Payment
It is easy to save - simply set up a Direct Debit (DD), Payroll deduction, a cash payment or have a have a benefit paid into your account to be sure of regular payments to your Credit Union account.

Member Services
Take advantage of a host of additional member services available. We can arrange special discounts for our members. Ask any staff member for more details when you join 6Towns Credit Union.


Services Available:

  • Savings Accounts
  • ISAs
  • Loan Accounts
  • Easy to make a deposit: Cash/Paypoint/Standing Order Mandate/Payroll Deductions/Benefits
  • Home Contents Insurance for Tenants
  • Housing Benefits received and paid to Landlords
  • Loan Protection Insurance
  • Life Saving Insurance
  • Signposting to other organisations and debt advice
  • Statements on request and sent once a year
Updated: 27 July 2010